Terms & Conditions

Last updated: July 3, 2026

These Terms & Conditions ("Terms") govern your access to and use of the InboxGuruji website, applications, and daily lesson delivery service (the "Service"). By creating an account, subscribing, or using the Service, you agree to these Terms. If you do not agree, please do not use the Service.

1. Eligibility

You must be at least 13 years old (or the minimum age in your jurisdiction) to use the Service. By using InboxGuruji, you represent that you meet this requirement and have the legal capacity to enter into a binding agreement.

2. Account registration

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You agree to provide accurate information and to notify us promptly of any unauthorized use of your account.

3. The Service

InboxGuruji delivers bite-sized educational content on topics such as investing, productivity, career growth, and technology through email, WhatsApp, SMS, or our web platform. We may add, modify, or discontinue topics, delivery channels, or features at any time.

We strive to deliver lessons on your chosen schedule, but delivery times may vary due to carrier delays, timezone settings, maintenance, or factors outside our control.

4. Subscriptions and billing

Paid plans renew automatically on a monthly basis unless cancelled before the renewal date.
Free trials, when offered, convert to a paid subscription at the end of the trial period unless you cancel before the trial ends.
Prices are displayed at checkout and may change with reasonable notice. Existing subscribers will be notified before a price change takes effect on their next billing cycle.
You authorize us and our payment processor to charge your selected payment method for applicable fees, taxes, and renewals.

5. Cancellation and refunds

You may cancel your subscription at any time from your account dashboard. Cancellation takes effect at the end of the current billing period; you will retain access until then.

Refund requests made within 7 days of a new purchase or upgrade may be eligible for a full refund at our discretion. Refunds are not available for partial billing periods after the 7-day window, except where required by applicable law.

6. Acceptable use

You agree not to:

Use the Service for any unlawful purpose or in violation of any applicable regulations
Share, resell, or redistribute lesson content without our written permission
Attempt to gain unauthorized access to our systems, other users' accounts, or data
Interfere with or disrupt the Service, including through automated scraping or bulk requests
Impersonate another person or misrepresent your affiliation with an organization
Use the referral program fraudulently or in bad faith

We reserve the right to suspend or terminate accounts that violate these rules.

7. Educational disclaimer

All content provided through InboxGuruji is for general educational and informational purposes only. It does not constitute financial, investment, legal, tax, medical, or other professional advice. You should consult qualified professionals before making decisions based on lesson content.

We do not guarantee specific outcomes, returns, or results from using the Service.

8. Intellectual property

All lesson content, branding, software, and materials on the Service are owned by InboxGuruji or our licensors and are protected by copyright and other intellectual property laws. You receive a limited, personal, non-transferable license to access content for your own learning while your subscription is active.

Feedback you submit may be used by us without obligation or compensation to you.

9. Referral program

If you participate in our referral program, you must comply with the program rules displayed in your account. We may modify or discontinue the program at any time. Referral rewards are subject to verification and may be withheld in cases of suspected abuse.

10. Enterprise accounts

Organizations using InboxGuruji for teams are subject to additional terms agreed at signup, including seat limits, centralized billing, and admin-managed access policies. Organization administrators are responsible for managing member access and ensuring compliance with these Terms.

11. Third-party services

The Service may integrate with or link to third-party platforms (such as WhatsApp, email providers, or payment processors). Your use of those services is governed by their respective terms and policies. We are not responsible for third-party services.

12. Disclaimer of warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

13. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INBOXGURUJI AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM, OR (B) ₹1,000.

14. Indemnification

You agree to indemnify and hold harmless InboxGuruji from any claims, damages, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights.

15. Termination

You may stop using the Service and close your account at any time. We may suspend or terminate your access if you breach these Terms, fail to pay applicable fees, or if we discontinue the Service. Sections that by their nature should survive termination (including disclaimers, limitation of liability, and indemnification) will survive.

16. Governing law

These Terms are governed by the laws of India, without regard to conflict-of-law principles. Disputes shall be subject to the exclusive jurisdiction of the courts in India, unless otherwise required by applicable consumer protection laws in your jurisdiction.

17. Changes to these Terms

We may update these Terms from time to time. We will post the revised Terms on this page and update the "Last updated" date. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

18. Contact us

Questions about these Terms? Get in touch or email hello@inboxguruji.com.